FHSA: Contribute up to $8,000/year, $40,000 max; tax-deductible, tax-free withdrawals for first home.
RRSP Home Buyers’ Plan: Withdraw up to $60,000 per person, repay over 15 years, no tax if repaid.
TFSA: Flexible, tax-free growth and withdrawals; good if plans change or FHSA/RRSP maxed.
Boost savings with side income, selling items, and maximize government incentives like tax credits and rebates.
Balance savings with lifestyle; adjust timeline, home price, or income sources for a sustainable plan.
Save for a Down Payment Comfortably
